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2725 Usery Road
Panama City, FL 32404

$289,000 - Status: Active
Bed Icon Beds: 4
Bath Icon Baths: 3 full
Sq Feet Icon SQFT (H&C): 2,080
MLS Icon MLS# 792861

Looking for a new construction home in Panama City, FL with no HOA and short-term rentals allowed? This beautifully designed townhome offers the perfect combination of modern style, low-maintenance living, and investment potential. Whether you're searching for a primary residence, vacation home, Airbnb, or long-term rental property, this home checks every box. Conveniently located just minutes from Highway 231, you'll enjoy quick access to shopping, grocery stores, restaurants, schools, medical facilities, and everyday conveniences. Tyndall Air Force Base is only 18 minutes away, while the white-sand beaches of Panama City Beach are approximately 20 minutes from your doorstep. Unlike many townhomes, this spacious floor plan lives like a single-family home with an open-concept layout designed for both entertaining and everyday living. Luxury vinyl plank flooring flows throughout the main living areas, creating a seamless, modern look with easy maintenance. The chef-inspired kitchen is the heart of the home, featuring white shaker cabinetry with soft-close drawers, quartz countertops, stainless steel appliances, a large center island with bar seating, and a generous walk-in pantry--perfect for hosting family and friends. One of the home's standout features is the rare first-floor bedroom with direct access to a full bathroom, making it ideal for guests, multi-generational living, or a private home office. The spacious living and dining areas flow effortlessly to the covered back porch, providing the perfect space for relaxing, grilling, or enjoying Florida evenings. Upstairs, the private split-bedroom layout offers exceptional comfort. The oversized primary suite measures approximately 13'7'' x 15'8'' and features a large walk-in closet and a beautifully appointed en-suite bathroom with dual vanities and quartz countertops. Two additional generously sized bedrooms, another full bathroom, and a conveniently located upstairs laundry room complete the second floor. Built for lasting quality and energy efficiency, this home includes Hardie® Board siding, a Rheem® tankless water heater, a fully sodded yard, a one-year builder warranty, and a 10-year structural warranty, providing peace of mind for years to come. With no HOA, short-term rentals permitted, premium finishes, and an unbeatable location near Tyndall Air Force Base, Panama City Beach, and Highway 231, this move-in-ready new construction home is an outstanding opportunity for homeowners and investors alike.

Property Features

MLS#: 792861
Zip: 32404
Subdivision:
Development: 0201 - Bay - Central Ne
Property Type: Residential - Townhouse
Cooling: Central Air, Ceiling Fan(s)
Days on Site: 1
Heating: Central, Electric
Lot Size: 0.09 acres
Roof Type: Shingle
Stories: 2.0
Taxes: $538
Year Built: 2025
SQFT (H&C): 2,080

Feature Descriptions

Appliances: Electric Range, Electric Water Heater, Tankless Water Heater
Community Features: Short Term Rental Allowed
Exterior: HardiPlank Type, Vinyl Siding
Interior Features: Double Vanity, Interior Steps, Tub Shower, Upper Level Primary, Walk-In Closet(s)
Lot Description: Paved
Lot Dimensions: 35.25 X 117
Parcel#: 11923-010-000
Patio/Porch: Covered, Porch
Security: Smoke Detector(s)
Sewer: Public Sewer
Utilities: Electricity Available, High Speed Internet Available

Room Sizes

Bedroom: 13.4 X 13.7 Level - First
Bedroom: 12.8 X 11.4 Level - Second
Bedroom: 12.8 X 11.8 Level - Second
Primary Bedroom: 15.8 X 13.7 Level - Second

Local Schools

High School: Bay
Middle School: Merritt Brown
Elementary School: Cedar Grove

2725 Usery Road | MLS# 792861

This townhouse located at 2725 Usery Road , Panama City, FL 32404 is currently listed for sale with an asking price of $289,000. This property was built in 2025 and has 4 bedrooms and 3 full baths with 2080 sq. ft. Search Panama City real estate on rrago.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Keller Williams Success Realty

Shown By

Agent Name: Ron Rago
Agent Phone: Cell: (850) 625-6936
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/20/2026. The listing information on this page last changed on 07/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 07/20/2026 2:34:01 PM EST) or Emerald Coast MLS (last updated Mon 07/20/2026 2:25:54 PM EST) or Central Panhandle Association of Realtors (last updated Mon 07/20/2026 2:27:39 PM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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