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406 Warren Bayou Lane
Panama City Beach, FL 32407

$489,000 - Status: Active
Bed Icon Beds: 3
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,652
MLS Icon MLS# 795319

OPEN HOUSE SUNDAY 10/18/2026 2-4:30PM ASSUMABLE VA LOAN WITH AN INCREDIBLE 3. 3% INTEREST RATE! VA loan assumption is subject to lender approval and buyer qualification. With Tranquil pond views, a screened swim spa retreat, and an impressive collection of upgrades, this Breakfast Point home brings together comfort, privacy, and effortless everyday living. Its the lifestyle, the sidewalks, and the location makes breakfast point so desirable and this 3 bedroom 2 bathroom home, ideally located just two blocks from Breakfast Point Elementary School and with neighborhood connectivity to Arnold High School makes this home even more special. With playgrounds within walking distance and convenient access to shopping, dining, beaches, parks, and everyday necessities, this home offers an exceptional combination of comfort, convenience, and lifestyle. One of the standout features is the fully paid-for solar system, helping save hundreds of dollars each month on electricity and providing long-term energy savings. Outside, you'll find an incredible private retreat designed for both relaxation and entertaining. The spacious covered porch overlooks the community pond, with no homes directly across the water, creating beautiful views and a greater sense of privacy. The screened enclosure surrounding the Bullfrog S150 swim spa allows you to enjoy the space year-round--whether you're exercising, relaxing with the therapeutic jets, or unwinding in the evening. Inside, the home offers a spacious split-bedroom floor plan with thoughtful upgrades throughout. The great room features elegant tray ceilings and flows seamlessly into the oversized kitchen, which provides an abundance of counter space, ample cabinetry, a walk-in pantry, stainless steel appliances, and a gas cooktop--making it an ideal space for everyday living and entertaining. Updated flooring runs throughout the main living areas, while hurricane-impact windows provide added protection and peace of mind. The spacious primary suite offers a relaxing retreat with a large walk-in closet, double vanity, and an impressive oversized walk-in shower. Additional bedrooms are generously sized and thoughtfully positioned for privacy. Storage is another major advantage, thanks to an oversized attic space that is exceptionally difficult to find in Breakfast Point, providing valuable room for seasonal items, storage, or future needs. The porches feature durable epoxy coatings for added protection, easy maintenance, and effortless cleanup. With its paid-off solar system, impact windows, private pond views, exceptional storage, upgraded kitchen, resort-style swim spa, and prime location within Breakfast Point, this home offers features and value that are truly hard to find.

Property Features

MLS#: 795319
Zip: 32407
Subdivision: Breakfast Point
Development: 0321 - Beach - North Central
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Days on Site: 43
Fenced: Yes
Garage: 2
Heating: Central, Electric
Home Style: Contemporary
Lot Size: 0.14 acres
Roof Type: Composition, Shingle
Taxes: $3,713
Year Built: 2019
SQFT (H&C): 1,652

Feature Descriptions

Appliances: Electric Oven, Electric Range, Gas Cooktop, Gas Water Heater
Community Features: Playground
Exterior: HardiPlank Type
Exterior Features: Patio, Porch, Rain Gutters
Fencing: Fenced, Privacy
Flooring: Plank, Vinyl
HOA Fee: $364 Quarterly
Interior Features: Shower Only, Walk-In Closet(s)
Lot Description: Sprinkler System, Paved
Lot Dimensions: 50.0 ft x 125.0 ft
Parcel#: 34030-275-500
Patio/Porch: Enclosed, Patio, Covered, Porch, Screened
Pool: Fenced, Other, Private
Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Sewer: Public Sewer
Swimming Pool: Yes
Utilities: Electricity Available
Waterfront: See Remarks
Window: Storm Window(s)

Room Sizes

Full Bath: 5 X 10
Bedroom: 10 X 10
Bedroom: 9 X 10
Primary Bathroom: 4 X 10
Primary Bedroom: 10 X 10
Laundry: 11 X 6
Dining Room: 7 X 10
Kitchen: 9 X 10
Living Room: 15 X 14

Local Schools

High School: Arnold
Middle School: Breakfast Point
Elementary School: Breakfast Point

406 Warren Bayou Lane | MLS# 795319

This single family home located at 406 Warren Bayou Lane, Panama City Beach, FL 32407 is currently listed for sale with an asking price of $489,000. This property was built in 2019 and has 3 bedrooms and 2 full baths with 1652 sq. ft. Warren Bayou Lane is located in the Breakfast Point subdivision. Search Breakfast Point real estate on rrago.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Keller Williams Success Realty

Shown By

Agent Name: Ron Rago
Agent Phone: Cell: (850) 625-6936
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/25/2026. The listing information on this page last changed on 10/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 10/25/2026 4:00:14 AM EST) or Emerald Coast MLS (last updated Sun 10/25/2026 12:05:28 AM EST) or Central Panhandle Association of Realtors (last updated Sun 10/25/2026 1:17:20 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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